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The AI Clause

The AI Clause: What Nigerian businesses should negotiate before signing technology contracts. Nigerian businesses are buying artificial intelligence at speed. Banks are deploying credit-scoring and fraud-detection models. Hospitals are piloting diagnostic support. Law firms, agencies and logistics companies are licensing tools that draft, design, forecast and route. Almost all of it arrives on the vendor's… Continue reading The AI Clause

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Next of Kin Is Not Your Heir.

Introduction. In a typical Nigerian family life, phrases such as “next of kin” carry as much false authority. It appears on bank account-opening forms, pension registration forms, employment records, hospital admission sheets and insurance questionnaires. Over time, many people have come to believe that whoever is named in that box will inherit their money and… Continue reading Next of Kin Is Not Your Heir.

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Nigeria’s Innovation Ranking Has Fallen: What Is Holding Back Our Innovators?

Nigeria fell 13 places in the World Intellectual Property Organization's (WIPO) Global Innovation Index (GII), from 105th of 139 economies in 2025 to 118th of 139 in 2026. It now ranks 14th of 31 economies in Sub-Saharan Africa, down from 11th of 32, and 28th of 36 lower-middle-income economies. WIPO's 2026 profile also marks Nigeria… Continue reading Nigeria’s Innovation Ranking Has Fallen: What Is Holding Back Our Innovators?

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From Kitchen Batch to Global Shelf: Licensing, Export Packaging and Sustainable Governance for Nigeria’s Cosmetics SMEs.

Image shows a woman packaging hand cream into a jar with a spatula designed by ChatGPT Beauty is Booming, and So Are the Rules. Nigeria's beauty economy no longer runs only through imported jars. Shea-butter body creams, chebe-infused hair oils, sulphate-free shampoos and "five-free" nail polishes now come from home kitchens, shared workshops and small… Continue reading From Kitchen Batch to Global Shelf: Licensing, Export Packaging and Sustainable Governance for Nigeria’s Cosmetics SMEs.

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Who Governs the Algorithm? The Emerging Duty of Nigerian Boards to Oversee Artificial Intelligence.

When a machine makes the decision, the board still carries the duty. Nigerian law already gives directors the tools and the obligation to govern artificial intelligence; what most boards lack is a method. Introduction: the decision nobody took Picture a Lagos lender whose credit model quietly stops approving loans for applicants from three local government… Continue reading Who Governs the Algorithm? The Emerging Duty of Nigerian Boards to Oversee Artificial Intelligence.